• Home
  • Get A Quote
  • Customer Service
  • Refer a Friend
  • About Us
  • Location Map
  • Employee Directory
  • Privacy Policy
  • Contact Us
Call Us CALL US TODAY | 325.944.9946
Home
  • Home
  • Get A Quote
  • Insurance Offered
    • Automobile
    • Bonds
    • Business & Commercial
    • Farm
    • Flood
    • Homeowners
    • Life
    • Motorcycle
    • Recreational Vehicle
    • Renters
    • Watercraft & Boat
  • Resources
    • Customer Service
    • Make a Payment
    • Blog
    • Secure File Area
    • Refer a Friend
    • Insurance Glossary
    • Join our Newsletter
  • About Us
    • About Ryan Thoma Insurance
    • Location Map
    • Employee Directory
    • Privacy Policy
  • Contact
Homeowners Insurance HOME

A standard policy insures the home itself and the things you keep in it.

Read More
Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

Read More
Business Insurance BUSINESS

Discover the perfect insurance options to meet your specific and unique needs.

Read More
Motorcycle Insurance MOTORCYCLE

Browse a variety of insurance options in order to find the right one for you.

Read More
Recreational Insurance RECREATIONAL

Learn about different coverage options that fit your specific needs.

Read More
Farm & Ranch Insurance FARM & RANCH

Finding insurance doesn't have to be difficult. We do the work for you.

Read More
Home > Life Insurance Home

Life Insurance


Life Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Life Insurance Quote

Life Insurance Information

There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.

Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.

In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.

It's impossible to say which type of life insurance is better because the kind of coverage that's right for you depends on your unique circumstances and financial goals.

But remember, the best way to figure out the amount and type of life insurance that makes sense for your particular situation is to meet with a qualified and licensed life insurance professional.

Facebook
LinkedIn
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Twitter Logo
Tweets by @iiiorg

Resources

Home About Us Get a Quote Customer Service Contact Us Insurance Glossary Make A Payment

Contact Us

  • 2804 Sherwood Way
  • San Angelo, TX 76901
  • Phone: 325.944.9946
  • Fax: 325.223.9879
© Copyright. All rights reserved.
Powered by Insurance Website Builder